Meet The Team

Clear 2 Close Home Loans has the Team and the Process to close your loan in 18-21 days!

We pride ourselves on providing the best service in the business. Every team member at Clear 2 Close Home Loans lives our company culture of “client’s first” and “service is our priority”.  All of our team members are experienced professionals who have made it their personal mission to help families get their dream home. In addition to the personalized service we provide, Clear 2 Close Home Loans also offers a secured seamless online application process that one of our team members can help you with.

The Clear 2 Close Home Loans online application process speeds up the time to apply, get pre-approval, approved for a home loan and close on your home loan in 18-21 days. This fast-online home loan application process cuts the cost of the home loan process allowing us to pass these savings onto you. As a home buyer, you save thousands of dollars and close faster and easier than ever before!

Clear 2 Close Home Loans are innovators in the mortgage industry. Our investment in available secured online technologies make the entire mortgage process easier, faster and less costly than conventional home loan companies.

Clear 2 Close Home Loans easy personalized secured fast-online home loan application process significantly reduces the hassle and time requirements of the conventional gathering of materials, contracts, bank information, and financial documents.  Apply for a home loan online now.

Meet The Team at Clear 2 Close Home Loans.

Mike Ninomiya Clear 2 Close Home Loans

Mike Ninomiya

Founder – Loan Officer

Click to learn more about Michael.

NMLS #451000

Direct Phone: 1-833-872-5225

Email: 

mninomiya@clear2closehomeloans.com

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Paola Hernandez - Clear 2 Close Home Loans

Paola Hernandez

CFO – Owner

Click to learn more about Paola

Corp NMLS – 1482137

Direct Phone: 1-954-534-2686

Email: 

Ph@clear2closehomeloans.com

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Michael Liriano Clear2Close Loan Office

Michael Liriano

Loan Officer

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NMLS #1475377

Direct Phone: 1-786-201-0974

Email: 

ml@clear2closehomeloans.com

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Rey Gavilan Clear 2 Close Home Loans

Rey Gavilan

Loan Officer

Click to learn more about Rey.

NMLS #1205989

Direct Phone: 1-305-796-7101

Email: 

Rey@clear2closehomeloans.com

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Albert Gonzalez Clear 2 Close Home Loans

Albert Gonzalez

Business Development Manager

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Direct Phone: 1-817-627-4070

Email: 

ag@clear2closehomeloans.com

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Mike Fernandez at Clear 2 Close Home Loans

Mike Fernandez

Home Loan Sales Manager

Tennessee and Florida

Click to learn more about Mike.

NMLS #516256

Direct Phone: 1-954- 551-1529

Chattanooga Office Tel. 1-423-464-6939

Fax # 1-423-464-6937

Email:

mikef@clear2closehomeloans.com

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Dennis Hearing - Clear 2 Close Home Loans - Mortgage Professional

Dennis Hearing

Loan Officer

Click to learn more about Dennis.

NMLS #892525

Direct Phone: 1-954-648-4949

Email: 

DH@clear2closehomeloans.com

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Steven-Williams-Clear 2 Close Home Loans

Steven Williams

Loan Officer

Click to learn more about Steve

NMLS #453875

Direct Phone: 1-954-298-4256

Email: 

sw@clear2closehomeloans.com

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Liz Kuhlman Clear 2 Close Home Loans

Liz Kuhlman

Loan Officer

Click to learn more about Liz.

NMLS #451071

Direct Phone: 1-954-483-1712

Email: 

liz@clear2closehomeloans.com

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Steve Perrigo Clear 2 Close Home Loans

Steve Perrigo

Sr. Mortgage Loan Consultant

Click here to learn more about Steve.

Direct Phone: 1-954-675-8447

Email: 

Stevehaslowrates@clear2closehomeloans.com

Apply Now
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Elvia Merle Clear 2 Close Processor Assistant

Elvia Merle

Loan Processor

Click here to learn more about Elvia.

Direct Phone: 305-281-1815

Email: 

admin@clear2closehomeloans.com

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Lorna Labidou Clear 2 Close Loan Processor

Lorna Labidou

Loan Processor

Click to learn more about Lorna

Direct Phone: 1-954-650-3763

Email:

Lorna@clear2closehomeloans.com

Maryann Stanco - Clear 2 Close Home Loans

Maryann Stanco

Loan Processor

Click to learn more about Maryann.

Direct Phone: 1-931-337-4164

Email: 

info@clear2closehomeloans.com

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Windy Wagner at Clear 2 Close Home Loans

Windy Wagner

Loan Processor

Click here to learn more about Windy.

Direct Phone: 1-954-654-1909

Email: 

windy@clear2closehomeloans.com

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Contact us at Clear 2 Close Home Loans

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